TRUSTEE SALE
410 N Lexington Ave, Covington, VA 24426
Alleghany County
In execution of a Deed of Trust in the original principal amount of $128,205.00, dated July 12, 2024 recorded in the Clerk’s Office of the Circuit Court of the Alleghany County, Virginia, in Document No. 202401141, at Page 0018, at the request of the holder of the Note, the undersigned Substitute Trustee and will offer for sale at public auction at the entrance to the Courthouse steps of the Alleghany County Circuit Court, 266 W Main St, Covington, on December 4, 2025 at 1:00 PM the property described in said deed, located at the above address and briefly described as:
Beginning at a stake on the westerly line of Lexington Street, said stake bears N. 39’ 45′ W. 127.9 feet (measured along the westerly line of Lexington Street) from the point of intersection of the westerly line of Lexington Street with the northerly line of Riverside Avenue extended; thence along the westerly line of Lexington Street N. 39′ 45′ W. 50.0 feet to an iron pin (said iron pin bears N. 39′ 45′ W. 579.4 feet from the centerline of Main Street); thence leaving the westerly of Lexington Street and with the line of the property to the City of Covington S. 62′ 12′ W. 86.2 feet to a stake; S. 39′ 10′ W. 47.61 feet to a stake on the easterly line of the alley west of Lexington Street; thence leaving the property of the City of Covington and along the easterly line of said alley S. 39′ 45′ E. 63.03 feet to a stake; thence leaving said alley N. 50′ 15′ E. 130.3 feet to the point of Beginning, with any improvements thereon
Subject to any and all covenants, conditions, restrictions, easements, and all other matters of record taking priority over the Deed of Trust, if any, affecting the aforesaid property.
TERMS OF SALE: CASH: A deposit of $20,000.00 or 10% of the sales price, whichever is lower, cash or certified check will be required at the time of sale, but no more than $9,000.00 of cash will be accepted, with settlement within fifteen (15) days from the date of sale . Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale which affects the validity of the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.
SAMUEL I. WHITE, P.C., Substitute Trustee
This is a communication from a debt collector.
FOR INFORMATION CONTACT:
SAMUEL I. WHITE, P.C. (93743)
448 Viking Drive Suite 350
Virginia Beach, VA 23452
757-457-1460 – Call Between 9:00 a.m. and 5:00 p.m.
or visit our website at www.siwpc.net
The Shadow







